Luxury Living in San Antonio: Defining Comfort and Style

If luxury for you means having space for your treasured pieces and stunning wood and tile floors, you might want to consider this home. It features  4 bedrooms, an exercise room and and office in over 4000 sq.ft.

The open Chef's kitchen features stainless steel appliances, double convection ovens, built-in refrigerator, a five burner gas cook top and granite counters.


When you're ready to relax for the night and want a restful oasis, the master bedroom features a cozy fireplace plus lots of space. 


For summer fun, there's a backyard with a sparkling pool and spa.

If this sounds like the home you've been dreaming about,

it can be yours for under $700,000.

If you'd like to know about others, contact me,

by using the form on the right.

Christine Henderson

Changing Real Estate Dreams Into Reality Since 1985

Luxury Living in South Texas: Old World Charm with Modern Elegance

  As you drive up to this home, you may feel you've escaped the city and have arrived at the tranquility of your country manor. However, city amenities are in actuality only minutes away.


Old world charm is mixed with the elegance of modern amenities as can be seen in this gourmet kitchen which features a gas cook top, kitchen island with preparation sink, granite counters and lots of pinpoint lighting for cooking and cleaning.


There's much more to be offered outside beginning with an oversized covered patio, a fireplace to bring light to the night, a built-in barbecue grill with a counter top and an in ground pool to lazy away in during hot summer days and night. 

If this sounds like the home you've been dreaming about,

it can be yours for a mere $1,590,000 

If you'd like to know about others, contact me,

by using the form on the right.

Christine Henderson

Changing Real Estate Dreams Into Reality Since 1985

What to Do With a Tax Refund: 3 Ideas That’ll Practically Double Your Money If You’re a Homeowner

If this year is anything like the last, almost 7.2 million Americans will get a tax refund this spring averaging around $3,000. If you’re a homeowner getting this refund, you’re fortunate because you’ve got more creative ways to invest it for a profit. Doesn’t matter if you’re selling, staying put, or stuck in the middle. Here are three homeowner-only options to grow that refund:

1. If You’re Early Into Your Mortgage

It may not be as instantly gratifying as a treehouse vacation in Costa Rica, but spending your tax refund to pay down your mortgage principal could save you enough funds to take a splurge-loaded vacation a bit later.

Let’s assume you have a 30-year-loan at the average loan amount of $292,000, a 4.5% interest rate, and you’re getting that average refund of about $3,000. If you apply that “found” money to your principal each year, CPA Micah Fraim of Roanoke, Va., says you can shave years off your mortgage — in this case, nearly four. That’s about 95 mortgage payments you won’t need to make! Even better is the more than $70,000 that you’ll save in interest payments over the life of the loan.

If you don’t want to make an annual commitment, think about this: Make that payment just once and you’ll cut seven months off your payments and save more than $8,000 in interest. And when you decide to sell, you’ll have more equity.

2. If You’re Planning to Sell

Invest it in staging, and you may be surprised by how quickly your home gets plucked from the market.

“Staging lets prospective buyers see the space as their own, instead of as belonging to the people who currently live there,” said Ashley Lewkowicz, owner of Ashley Kay Design in Bucks County, Pa.

“A home that’s not staged can sit on the market for six months or more,” she added. “A home I recently staged sold in less than two.”

Not only is a faster sale better for your bank account in terms of saved mortgage payments and utility bills, but a drawn-out listing can cause a home’s price to wilt. That makes those throw pillows, decorative bath salts, and rented furniture way worth the investment.

For a large, suburban home in a major metro area, staging can cost about $2,000 upfront, and then about $500 per month for furniture and accessory rentals, according to Lewkowicz. But a faster sale at a higher price can definitely more than double your money over the course of the sales process.

And most staging can be accomplished with simple little touches.

Related: Best Tips for Staging Any Room in Your House

3. If You’re a Home Improvement DIYer

Who knew your home could be your own personal ATM? For many DIYers, putting that $3,000 tax return into small home improvements can result in getting far more than their investment out of the house later.

A new steel front door costs about $250, but can add about $1,500 when you sell.

New wood flooring costs about $1,770, but is worth $5,000 when you sell.

Even new insulation, which costs about $700, can recoup about $2,000 at sale.

If you’re willing to scope materials yourself and put in a little elbow grease, your tax return can fund a renovation for you to enjoy now and reap the financial benefits later.

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The Look of a Hollywood Movie Set: Luxury Living in South Texas

Give me land, lots of land...those are words you might hear during a movie; if you're a fan of the Hollywood westerns with the wide open spaces of land where cattle roam and hay bales dot the landscape. Own this home and maybe you'll be inspired to make your own movie.

The house definitely has that rustic feel from the outside and there's lots of land all around (just under 150 acres).

However, the inside doesn't lack for modern amenities. You definitely won't have to "rough it" here.

If this sounds like the home you've been dreaming about, 
it can be yours for a mere $1,250,000 - the cost of a low budget movie!

If you'd like to know  about others, contact me, 
by using the form on the right. 
Christine Henderson
Changing Real Estate Dreams Into Reality Since 1985

Tips for House-Hunting

Buying a home can be very emotional, but it can be less stressful if you seriously consider these tips.

There’s no “right” time to buy.
If you find the perfect home now, don’t risk losing it because you’re trying to guess where the housing market and interest rates are going. Those factors usually don’t change fast enough to make a difference in an individual home’s price.

Don't overcomplicate your decision with too many opinions.
It’s natural to want reassurance for such a big decision, but too many ideas from too many people will make it much harder to make a decision. Focus on the wants and needs of the people who will actually be living in the home.
Understand that no house is ever perfect.If it’s in the right location, the yard may be a bit smaller than you had hoped. The kitchen may be perfect, but the roof needs repair. Make a list of your top priorities and focus in on things that are most important to you. Let the minor ones go. Also, accept that a little buyer’s remorse is inevitable and will most likely pass.
Be Realistic in Negotiating
Negotiation is definitely a part of the real estate process, but trying to “win” by getting an extra-low price or refusing to budge may cost you the home you love.
Look at the House - Not the Furniture
Don’t get so caught up in the physical aspects of the house itself that you forget about important issues such as noise level, access to amenities, and other aspects that also have a big impact on your quality of life.
Plan Ahead or You'll Lose Out.
Don’t wait until you’ve found a home to get approved for a mortgage, investigate insurance, or consider a moving schedule. If you're not pre-approved for a loan, the seller will not approve your offer because you don't look like a serious buyer.

Your new home is a great investment, but its most important role is as a comfortable, safe place to live for years to come.